目次
Household finance and the financial decision-making process / Sumit Agarwal and Brent W. Ambrose -- Recent developments in the credit card market and the financial obligations ratio / Kathleen W. Johnson -- Whither consumer credit counseling / Robert M. Hunt -- Consumption, debt, and portfolio choice : testing the effects of bankruptcy law / Andreas Lehnert and Dean Maki -- Collateral and sorting : an empirical investigation of the market for HELOCs / Shubhasis Dey and Lucia Dunn -- Asymmetric information and the automobile loan market / Sumit Agarwal, Brent W. Ambrose, and Souphala Chomsisengphet -- Introductory credit card offers and balance switching behavior of cardholders / Tufan Ekici, Lucia Dunn, and Tae Hyung Kim -- An exploration of usage of personal credit cards by small businesses / Grace Kim -- Debit cards : the new, old way to pay / Marc Anthony Fusaro -- Linkages between consumer payments and credit / Sujit Chakravorti -- Payday lending : evolution, issues, and evidence / Katherine A. Samolyk -- Do renters miss the boat? Homeownership, renting, and wealth accumulation / C. Tsuriel Somerville ... [et al.] -- Choosing between fixed- and adjustable-rate mortgages / Monica Paiella and Alberto Franco Pozzolo -- Interest rates in the sub-prime mortgage market / Souphala Chomsisengphet and Anthony Pennington-Cross -- Default and prepayment risk in residential mortgage loans : a review and synthesis / Michael LaCour-Little -- Statistical analysis and modeling for fair lending and compliance : the OCC's perspective / Mark Pocock, Irene Fang, and Jason Dietrich
